My Extended Car Warranty Info

The reason you buy a new car extended warranty policy is to provide you the owner, with a form of protection against any mechanical failures or unnecessary breakdowns to your new car. You get the extended warranty to take over when the normal manufacturer warranty expires. So if you are one of those folks that likes to buy a new car or trade it in every 2 or 3 years, it's probably not in your best interest to get a new car extended warranty. The reason for thi sis that the factory warranty provides enough coverage for the time that you own your car.

On the other hand, if you plan to keep your car instead of trading it in a couple of years, get one up front, because the newer your car when you look to add an extended warranty, the cheaper it is to buy. For instance, if the car that you are buying is under $5,000, typically you won't in reality need an extended warranty, but if it is a used car you may want to look into to extend the life of your car if you are even slightly worried about it leaving you in the mechanics shop while you own it.

The middle-ranged warranties that you can buy don't usually cover normal wear and tear items that break or could happen and they do not have $0 deductibles either. Now, the 'best' or top-of-the-line extended warranties will cover all the intricate and expensive computer systems that are in the new cars today. Some will even cover towing and leasing expenses your your car need coverage under these extended warranties. Of course they aren't intended and usually won't cover normal parts that can need replacing like a headlight, your tires, batteries, and other such parts. You may want to check into whether there is a clause in there about service if your car breaks down due to a blown tire or dead battery. Myself, I don't think those items need to be in the cost of an extended warranty. I think it is very much worth the price to pay for AAA and have the towing there and help with other issues for less money. My husband and I have used them several times and having bought their policy now for the 3rd year, I won't go without it again. It's cost effective, and they are great to work with, just something to consider. Remember though, that with any extended warranty for your car, they will have requirements about how you maintain your car and when. Get that schedule down pat or type it up and put it in your glove box so that your warranty stays in effect and there are no surprises when you need it because you didn't do your part. Keep all your receipts of maintenance in a nice little folder you can keep in your trunk or under your seat that holds your oil changes, and such. It saved our bacon several times with our warranty.

I have said this several times, but Quotes, Quotes, Quotes folks. Don't buy one until you have several of those in your hot little hands so you can compare. Study their policies in detail and I would even recommend you have your mechanic look over your car or tell you what he thinks you need to make sure is in your policy. He knows what cars have repeat problems with even when the manufacturer won't tell you. Make sure that you have all the major systems of your car that could cause any kind of failure of your vehicle to included on your warranty and signed. Your new car deserves a great warranty and you deserve to not be scammed or stolen from. No substandard parts or work allowed, make sure. If you try to skimp here you may find out later that your extended warranty could be more trouble than it's worth.